Business expanding?

Concerned about bad debts?

Its a double-edged sword isn’t it? You want to continue to expand your business but at the same time you feel a little unsure as to the future and the ability of your customers to pay you especially given the downward economic pressure.

As for new customers ask yourself honestly are they using you :

- because of your great service (we would all like to think is true) OR

- because they have run out of credit elsewhere?

Perhaps a little cynical but this will become increasingly important as the economy deteriorates further...... we saw it happen in the last recession.

You might want to consider combining credit insurance with the Factoring Finance - where the level of finance automatically grows directly in line with your sales by generating up to 90% of the face value of the invoices you raise.

We are a boutique corporate advisory and brokerage that offers free advice (subject to terms and conditions) in regards the Australian Factoring and Inventory Finance marketplace. There are, for example a number of Factoring companies who offer credit insurance as part of their debtor finance packages, offering you PROTECTION as the economy continues on its downward trajectory, whilst giving you access to additional GROWTH FINANCE.

For you, this also means there is only one point of contact for finance and credit insurance, thereby potentially reducing the overall costs of running the facility, as compared to having them separately.

Some factoring companies are even able to credit insure single customers - although be advised the market is changing dramatically and this may soon not be available.

So by considering credit insured debtor finance you can generate additional cash flow to grow your business and have your cash flow protected from bad debts.

If you are not sure about Factoring, Credit Insured Debtor Finance or other forms of invoice finance, you might want to look at our white paper

An Introduction to Factoring - The Basics You Need To Know.

or you can visit our learning centre where we have 10 short introductory videos relating to many aspects of debtor finance.

Alternatively, if you just want FREE advice and guidance (subject to terms and conditions) about insured debtor finance then please do not hesitate to contact Cash Stream Financial directly on

Or alternatively fill in the enclosed form and we will call you back at a time to suit you.